MYTHS & FACTS ABOUT 1PLAN

MYTH: You will have to wait significantly longer for surgeries and other health care.

This myth is mostly false. Wait times for non-urgent care are prevalent in all health care systems, because health care providers tend to book their patients in advance. There are certainly cases in every system that are unacceptable, including the U.S. where patients sometimes die waiting in line at the emergency room. But there is no evidence suggesting that wait times for non-urgent care in other single-payer health systems impact the overall health of the population. In fact, the U.S. ranks 49th out of 224 countries in life expectancy and 45th out of 224 in infant mortality, suggesting that the U.S. system does not keep our population as healthy as it could.

Keep in mind that the 1PLAN system is flexible. From a provider perspective, it works like a free market economy. For example, if the wait times are too long for a particular service, more providers will gravitate to that area, because there is money to be made there. If wait times are too short, meaning not many people need that service, providers will move to another area where they can make more money.

MYTH: You won’t have your choice of doctor, hospital and health provider.

This myth is false. Under the current U.S. system, choice of health care provider is usually severely limited. Health insurance companies limit your access to health care providers they contract with and by geographical area. Under the 1PLAN system, you will be able to choose almost any doctor, hospital or other health provider in the entire country.

MYTH: The costs will explode if everyone is covered.

This myth is false. When more people are in an insurance system, the costs actually go down. For example, you are required to have car insurance if you drive a car. This creates a larger pool to pay accident claims, and thus lowers you insurance premium. If car insurance was not compulsory, fewer people would buy it, and it would raise the premiums for those that did.

MYTH: If the government creates one health insurance company, it will be an expensive, bureaucratic nightmare.

This myth is false. The biggest source of health care waste in the U.S. is the bureaucracy of our current system. Hundreds of health insurance providers offering multiple health insurance plans contracting with thousands of health care providers establishing different pricing and terms for thousands of procedures that all need to be approved and billed according to this complex system creates a huge bureaucratic mess and a huge expense. Billing mistakes, underhanded provider reimbursement and no uniform way to track information all compound this bureaucracy.

1PLAN simplifies this process with one insurance provider offering one health insurance plan covering all medical expenses and a standard medical procedure approval process. It streamlines billing and reimbursement for health providers and means much less hassle for you.

MYTHS & FACTS ABOUT OUR CURRENT SYSTEM

MYTH: We have the best health care system in the world.

This myth is false or true depending on what aspect you are considering. The U.S. makes a lot of health related technological and treatment advances, and by some measures is the best health care system in the world. 1PLAN will not take away those advantages.

However, by other measures, we are not the best: We spend 38% or ($910 billion per year on health care waste. 1 out of 6 people do not have health insurance and 22,000 people die each year from lack of health insurance. And we rank 49th out of 224 out of all countries in life expectancy and 45th out of 224 in infant mortality. We could do a lot better.

MYTH: We have the most cost effective health care system in the world.

This myth is false. In terms of cost, the U.S. has the most INEFFECTIVE health care system in the world. We spend 38% or ($910 billion per year than other comparable countries. And yet we don't insure 1 out of 6 people or 47 million Americans.

MYTH: We gain a lot by competition from health insurance providers.

This myth is false. Health insurance providers create a lot of costly, unnecessary bureaucracy and often a lot of trouble for the people they insure. The primary goal of for-profit health insurance companies is to make money from you. To maximize profits, they will often charge you as much as they can, cover as little as possible and try to drop your coverage all together when you need expensive medical care. In short, their bottom line comes before your best interest.

Competition does not change the basic paradigm that almost everyone needs health insurance coverage at some point. So instead of having health insurance companies earn profit by trying to counter your health care needs, it makes sense to have the 1PLAN system to serve your best interests.

MYTH: Anyone can get health insurance coverage if they wanted to.

This myth is false. You cannot get coverage if you can't afford it, if you are self-employed or unemployed and you usually cannot get coverage if you have a pre-existing medical condition.